Step #1 for Buyers

Believe it or not...researching the Financing part of the equation should be your first step in the home buying process--unless you have the cash needed to purchase your home.

Determining your monthly payment "Comfort Zone" --and how much a lender is willing to loan you--will enable you to target the price range that's best for you.  Looking at homes that are more expensive than you feel you can afford--or cheaper than you want to live in--will only leave you frustrated in the end.  Make good use of your time...by limiting your search to only homes that fit your budget--in neighborhoods you want to call home.

You'll also want to find a lender that listens to your needs and/or concerns--and can match those expectations with a loan program that fits.  While it's always a good idea to research your options...you'll find that most lenders will have similar programs--with very few exceptions--so find someone that you feel you can trust to handle everything in your best interest from start to finish.

You'll also want to find a lender with a good support team.  What most Buyers don't understand is that once the initial qualification stage is completed, the work is just beginning.  It's usually the support team that makes sure that everything runs smoothly...and your loan comes together on time for closing.

In today's real estate market, the financing team is one of the most critical parts of the home buying experience.  Mike Dorman and his team are fantastic in this regard...with service and a fee structure that are impossible to beat.  For your convenience...I've included a link to "The Right Lender" on my Home page.  Give Mike a call...you'll be glad you did.